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Financial Products and Services

Protection With A Purpose: Our Expertise.

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Take Your Financial Planning To The Next Level With Wise Choices Financial

There’s no such thing as “One-Size-Fits-All” when it comes to managing and planning your financial journey. At Wise Choices Financial, we take the time to get to know you, in order to craft a financial plan that suits your goals and dreams within your resources and provides flexibility and protection for the storms of life.

Get Started

We provide products and services and have licensed professionals in:
MO, KS, IA, AR, TX, NC, SC, GA, AL, and FL to support you.

Debt Free Destination Plan™


We have programs that can help most people get out of debt. This includes student loans in about 3-4 years, mortgages in 9 years or less and other consumer debts, without significant changes to their current spending.

Ask us how The Debt Free Destination Plan™ can help you become your own bank!

Life Insurance

Term & Whole Life

There’s much more to life insurance than money. We offer all types of Life Insurance plans with flexible coverage and prices that fit your family’s needs, budget, and legacy.  Life is predictable so life insurance needs change over time. 
Schedule an appointment to see how much life insurance is appropriate for you!

Estate Planning Strategies


Each person has a vision for their life and the legacy they wish to leave behind. The best way to ensure your matters are handled according to your wishes is through estate planning. You need a current Healthcare Power of Attorney and General Durable Power of Attorney to avoid probate as much as possible if not completely. 

Retirement Income Strategies


Worried about outliving your money? Your retirement is well-deserved, but making the most of it requires some careful planning.

Receive insights and guidance every step of the way to retirement at Wise Choices Financial.


Fixed & Indexed Annuities

Annuities come in many shapes and sizes. This insurance product is geared toward consumers looking for growth, protection, income or a combination of the three. In general, an annuity is a contract in which an insurance company makes a series of income payments at regular intervals in return for a premium(s) you have paid. All annuity types function differently so we make sure that you understand which type they are buying and how it aligns with your retirement and money goals.  

IRA/401(k) Rollovers


The term IRA or 401(k) is referencing the tax treatment of the respective account. These, and others, are known as “Tax-Qualified Plans”. This means the account holder receives a tax deduction when funds are placed or invested in the account. Funds held within a Tax Qualified Plan may be placed in different types of accounts such as CD’s, Money Market Accounts, Savings accounts, Stocks, Bonds, Mutual Funds, Exchange Traded Funds, Precious Metals, Annuities and even in Real Estate. Other types of Tax Qualified Plans are 403B, 457, 401A, SEP, SIMPLE, Solo 401(k), etc. 

Tax-Efficient Income Strategies


Create a stream of non-taxable income. Legally pay the lowest possible amount of income tax. 

Health Insurance


Individual Health Insurance Marketplace plans that best fit your budget and needs. 

Medicare Supplement


We build a shield around our client’s resources and assets, with individually tailored plans. We have licensed professionals in 13 states to help those newly eligible for Medicare or those that need help with coverage they have already selected.

Medicare Advantage &
Part D Plans


Medical and prescription drug coverage options. 

Disability Insurance

Short and Long Term

Disability insurance provides income to people who are unable to work due to an accident or illness. Select a plan to protect you, your dependents, and your assets.

Dental Plans

Insurance and Dental Discount Plans

Quality dental plans with comprehensive coverage for individuals and families.

Vision Insurance


Savings, quality care, and the nation’s largest independent doctor network.

Cancer Insurance


Most health insurance plans will cover in-patient and out-patient treatment for cancer. However, those plans will not cover lost income from missing work, travel for treatment, lodging, or meals for loved ones and many oral cancer meds may not be covered at all.

Heart Attack/Stroke Insurance


The costs associated with an unexpected heart attack, stroke or other heart-related surgery can be overwhelming. A Heart / Stroke policy provides a cash benefit to help cover out-of-pocket medical expenses and daily expenses, so you can worry less about financial issues and stay focused on your recovery.

If you have a family history of Heart Disease or Stroke you may want to review the holes in your health insurance coverage to determine if extra coverage is right for you. 

Long Term Care Insurance


The best time to buy long term care insurance is well before you need it. Which of the 5 methods of funding Long-Term-Care costs is right for you?

Business Succession Planning


Is it possible for your business to become debt free? Can you self-fund expansion and asset purchases? Will you have the peace of mind knowing who will take over your business and how it will be funded when you decide to enjoy some free time? The answer can be yes with our Business Succession plans. 

Hospital Reimbursement Coverage


Original Medicare and some other Medicare health plans have large costs associated with ambulance rides, hospital stays, and time spent in skilled nursing facilities. We have plans that fill in the gaps.

Legal Insurance Plans


24-hour access to attorneys.

Final Expense Insurance


Average funeral costs exceed $5,000. Put a plan in place that honors you and provides comfort for your loved ones.

Identity Theft & Recovery Plans


Identity Recovery Coverage combines identity theft insurance with services that help victims restore their credit history and identity records to pre-theft status. Such restoration can take hours of time and thousands of dollars. Our plans assign a dedicated case worker to your case who goes through the steps on your behalf to get your identity restored and covers reimbursement of related expenses up to $1,000,000. This applies to financial ID theft, Tax Id theft, and equally important Medical ID theft. It will also work if you have a re-occurrence of ID theft after your Identity is restored. 

Home Health Care


Home Health Care Insurance can provide coverage for you, your spouse and loved ones to receive professional care in the comfort of your own home. 74% of people prefer home care over a facility (assisted living or nursing home). By having home care in a policy or a separate coverage, family can continue with their lifestyle, working, caring for their immediate family and their passions. Home Health Care plans can also be an option when you can’t quality for long term care insurance due to your age or declined health. 

Find The Right Protection For You?

Reach out to request more information about our products or services. We would love to help you!

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4731 S. Cochise Dr. STE 202a
Independence, MO 64055, US

Wise Choices Financial, LLC is an independent financial services firm that utilizes a variety of investment and insurance products. Investment advisory services offered only by duly registered individuals through Brookstone Wealth Advisors. Brookstone Wealth Advisors and Wise Choices Financial, LLC are not affiliated companies. Any and all other services related to The Debt Free Destination Plan™ and The Medicare Whisperer™ are an outside business activity and are not offered through or supervised by Brookstone Wealth Advisors. Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Guarantees are backed by the financial strength and claims paying ability of the issuer. Please refer to our firm brochure, the ADV 2A Item 4, for additional information. Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information.

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